Banking sector steps up measures to support businesses

In 2026, the banking sector in Dong Nai will continue to roll out a range of solutions to support enterprises, with priority given to channeling credit into production, business, and consumption activities, particularly in key sectors.

Banking transactions at the BIDV Dong Nai branch in Tam Hiep ward. Photo: Hai Quan

Focusing on key tasks

On January 9, 2026, the State Bank of Vietnam (SBV) issued Directive 01/CT-NHNN on implementing key tasks for the banking sector in 2026. Among the overarching objectives is the proactive and flexible management of monetary policy in close coordination with reasonably expansionary and targeted fiscal policy, alongside other macroeconomic measures.

Directive 01/CT-NHNN underscores the steadfast priority of keeping average inflation in 2026 at around 4.5%, thereby helping maintain macroeconomic stability and support sustainable economic growth. At the same time, credit management will be aligned with macroeconomic developments and monetary market conditions to support inflation control, macroeconomic stability, and sustainable growth, while ensuring the safety of credit institutions. System-wide credit growth is projected at approximately 15%, subject to upward or downward adjustments as actual developments unfold.

According to the SBV Region 2 branch, as of the end of January 2026, total outstanding loans in Dong Nai reached VND600.3 trillion, up 0.3% compared to the end of 2025. Meanwhile, total mobilized capital stood at VND482.1 trillion, down 0.7% compared to the end of 2025.

In Dong Nai, the banking sector will roll out a range of solutions and plans to continue stabilizing the macroeconomy, curbing inflation, and supporting economic growth. These measures are intended to serve as a comprehensive, foundational platform to facilitate enterprises’ production and business activities and contribute to overall economic growth.

Nguyen Duc Lenh, Deputy Director of the SBV Region 2 branch, said the sector will continue to step up administrative reforms, improve banking service quality, and shorten transaction times, while expanding and developing online transactions, including commercial banking services and public services in the banking field. These efforts, he said, will help create favorable conditions for enterprises, support them in cutting operating costs and improving operational efficiency for growth and development. Administrative reform and innovation in technology application will be two core tasks to both align with the new management model and ensure adequate support for businesses, while improving the investment and business environment.

Promoting bank–enterprise connectivity

In recent years, credit institutions in the province have focused lending on production and business, particularly sectors that drive economic growth and align with enterprises’ evolving capital needs. At the same time, banking services have expanded and better met customer demand, helping to broaden activity and support sustainable credit growth. In the first month of 2026 and during the recent Tet holiday, credit activity in the province continued to meet capital demand for production, business, trade, and services. Several credit institutions rolled out specific programs and concrete actions to implement their plans from the start of the year.

Lenh emphasized that in the near future, Dong Nai’s banking sector will prioritize bank-enterprise connectivity programs to implement mechanisms and policies, strengthen policy communication, and promote dialogue with businesses. The aim is to promptly resolve difficulties faced by enterprises, ensure access to capital and banking services, and speed up the disbursement of preferential credit packages. In this process, local banking institutions will continue to innovate and enhance coordination with local authorities, departments, and business associations to effectively organize bank-enterprise connectivity activities.

Tran Thi Hai Ha, Deputy Director of Agribank Dong Nai branch, said the branch will continue to regard strengthening bank–enterprise–citizen connectivity as a key solution to improving the effectiveness of credit programs for priority sectors, particularly consumer lending and agricultural and rural development. Meanwhile, the branch has been closely coordinating with tax authorities and local administrations to support household businesses transitioning from lump-sum tax to tax declaration, through opening bank accounts, providing cashless payment services, and promoting digital banking utilities.

Nguyen Duc Toan, Director of the BIDV Dong Nai branch, noted that the branch will proactively coordinate with local authorities and the business community, promptly disseminate policies and credit products, and optimize the effectiveness of priority credit packages, especially for production, business, import–export activities, and small and medium-sized enterprises. In addition, the branch will accelerate digital transformation, streamline procedures, improve credit quality, and strengthen risk control. It will also regularly participate in dialogues with the Dong Nai Business Federation and business associations to better understand local capital demand in production, business, and import–export activities, thereby proposing appropriate mechanisms and credit packages to BIDV headquarters tailored to regional characteristics.

By Hai Quan – Translated by M.Nguyet, Minho