Deploying credit capital for production activities

Recently, the banking sector in Dong Nai province has actively strengthened the implementation of credit programs for production, lending to enterprises operating in industrial parks, and developing small and medium-sized enterprises in the province…

Transaction activities at a commercial bank branch in Tran Bien ward, Dong Nai province.

Continuing to focus on priority areas

Dong Nai province has a large number of industrial parks and industrial clusters, with diverse capital and credit product needs, including loan packages for industrial park infrastructure development; loans for production - business, import - export...

According to a report by the State Bank of Vietnam (SBV)'s Region 2 branch, as of early January 2026, the total outstanding loans of credit institutions in Dong Nai for 5 priority areas reached over 359.6 trillion VND, accounting for 60.1% of the total outstanding loans of credit institutions in the province. Of which, outstanding loans for agricultural and rural development exceeded 203 trillion VND; loans for production and business of export goods hit about 40 trillion VND; loans for production - business of small and medium-sized enterprises reached over 100.6 trillion VND; loans for the development of supporting industries stood at about 16 trillion VND…

Bui Van Thanh, Deputy Director of Bien Hoa branch of the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) (in Tran Bien ward), said: Right from the beginning of 2026, the branch has implemented a series of preferential credit programs for production and business activities. In particular, for institutional customers and enterprises, the branch implements preferential USD loan packages for import-export enterprises, and short-term preferential credit packages so that enterprises can access low-cost capital for business, especially during this period leading up to the Lunar New Year.

According to the SBV's Region 2 branch, as of December 2025, the total outstanding credit loans for enterprises operating in industrial parks in Dong Nai province reached 118 trillion VND.

In addition, BIDV is also implementing medium and long-term preferential programs with interest rates starting from only 7.5%/year. For individual customers, BIDV is implementing a competitive short-term credit package for production - business for individual customers with a scale of 200 trillion VND with interest rates starting from only 7%/year…

Many enterprises and cooperatives wish to access loan packages with appropriate interest rates to improve production and business efficiency, invest in scientific and technological development, and modern production lines…

Le Trung Hieu, Deputy Director of Nga Bien Import-Export Co., Ltd. (in Xuan Hoa commune), shared: The company wishes to access credit capital from the banking system in the area with preferential and appropriate interest rates, especially for priority areas such as agricultural and rural development, export goods production, small and medium-sized enterprises… This will help local enterprises have more capital to boldly invest and expand production scale.

Similarly, Pham Van Hieu, Director of Hoang Anh Cooperative (in Binh Phuoc ward), said: The cooperative wishes to access preferential loan sources with simple procedures for agricultural production activities, and the development of OCOP (One Commune One Product)-certified items (under the OCOP program), especially unsecured loan programs. This will help local small and medium-sized enterprises and cooperatives have more capital to invest effectively in production activities.

Expanding and developing banking services for industrial parks

Nguyen Duc Lenh, Deputy Director of the SBV's Region 2 branch, commented: The development orientation of industrial parks in Dong Nai province for the 2026-2030 period will create a favorable environment and conditions for credit institutions in the area to expand and develop banking services and credit activities in the coming time. The expansion and development of banking services for industrial parks in the area not only promotes production and business activities, supports economic growth, but also creates conditions for credit institutions to expand and develop banking service activities.

Bui Van Thanh added: BIDV Bien Hoa branch has determined that from the beginning of 2026, it will promote business activities, strengthen connections with enterprises and entrepreneurs through industry associations, foreign direct investment enterprise associations, conferences, seminars... At the same time, it will strengthen ties with local authorities according to the two-tier local government model to be able to accompany and serve enterprises in the area in the best way.

Nguyen Duc Lenh further shared: In the coming time, the banking sector in the province will continue to strengthen connection activities, dialogues, and policy communication. In particular, it will continue to coordinate with departments, agencies, and industrial park management boards to effectively grasp and exchange enterprise information, promptly resolve difficulties and obstacles, and communicate information about policies and guidelines... This will not only create conditions and support for enterprises to access capital and banking services conveniently but also contribute significantly to effectively implementing solutions to improve the business investment environment. This is a fundamental basis for effectively exploiting and utilizing resources for socio-economic development and promoting the role of economic growth drivers: exports, digital economy, and green economy...

By Hai Quan – Translated by Mai Nga, Thu Ha