Credit growth expected at 16% in 2025

(ĐN)- The State Bank of Vietnam has issued a directive to financial institutions regarding the transparency of credit growth allocation principles for 2025. Accordingly, the projected credit growth for the entire banking system in 2025 is approximately 16%.

The central bank requires credit institutions to ensure safe, efficient, and legally compliant credit growth based on risk management capacity, liquidity conditions, and capital mobilization ability. Institutions must maintain credit quality, allocate funds appropriately, and minimize bad debt risks to ensure financial stability.

Additionally, the State Bank will closely monitor economic conditions in 2025 to manage credit growth proactively, flexibly, and effectively. The goal is to ensure sufficient credit supply for the economy while maintaining system safety, supporting economic growth, stabilizing macroeconomic conditions, and controlling inflation.

Reported by H.H